At one point or another, we’ve all been in a situation where we needed money instantly. Sometimes we get money other times we don’t. We all need money to settle various aspects of our lives, the question now beckons, how do you navigate an I need money now situation?
Here are some tips on how to handle an “I need money now” situation.
Is it possible to get money now?
Yes, it is possible to get money now. There are many options available to you if you need to get money now. You could opt for a loan, or you could pawn something. Other options include working today for cash, selling gift cards, or seeking forbearance on bills.
How to answer the I need money now question
There is no right or wrong way to answer the I need money now question. However, taking the right action to salvage the situation by making money is the only way to answer the question.
There are many things you can do when you find yourself in a I need money now situation, doing them helps you answer the question.
15 things I do when I need money now.
1. Sign up for a side hustle.
This is one everyone can benefit from. There are many gigs you can sign up for as a side hustle to make cool cash. Food delivery, Doordash, or Postmates are just some hustles you can leverage.
Beyond making money, you also get to meet a lot of people, build relationships, and work at your own pace. One thing to know though, is that this is a once-a-day kind of hustle. But the pay is rewarding.
2. Leverage your savings.
Dipping into your savings is a tricky option as it might crumble your financial goals for the year. However, it’s a good option to consider when you are in an I need money now situation. This is also why it’s essential to cultivate a disciplined attitude and save up for emergencies.
3. Pawn something
This is not one of the best options, but it’s a quick fix to navigate an “I need money now” situation. If you can’t pay off the money in good time the pawn shop holds on to the item, and you drop it as collateral.
The good part is it doesn’t affect your credit score negatively. And another option is to just sell at the pawnshop rather than borrow.
4. Take an online survey.
You need money now, and you have an internet connection? Worry no more. With the right research, you can stumble on websites that pay you to make money online. You take the survey and get paid for that.
One downside though is that the pay is not so much but if you need quick cash, you can leverage this option.
5. Moonlight as a dog sitter
You can use the pet-sitting or dog-walking route to get out of an I need money now situation. You can make more than $70 a week from pet-sitting or dog walking.
There are many websites online where you can get such jobs, and if you are really in a rush, you can use Facebook groups to land pet-sitting jobs.
6. Affiliate Marketing
Although not one option where you have total control over how you make your quick money, it is however a viable option for getting out of an “I need money now” situation. If you play your cards right, you can make thousands of dollars through affiliate marketing.
With affiliate marketing, you earn commission by generating sales for someone else’s business through your unique link. The wider your audience, the more money you make.
7. Consider a cash advance loan.
The need for money differs depending on the situation, and considering a payday loan is not a bad choice to make. If you need urgent money, you can consider taking a cash advance loan from a reliable payday lender.
It’s best you opt for a lender based on recommendations to avoid falling for scam lenders online. There are many 5-star rated lenders so carefully make your choice.
8. Offer babysitting service.
If you are in an area where many young children are, then you can consider taking up babysitting on the side. Family, friends, or just neighbors could need the service of a babysitter during the weekends or weeknights. If you are in an I need money now situation, then this is an option you should consider.
9. Sell your home-grown produce.
If you have a flourishing garden in your backyard, you can consider selling some home-grown produce to make quick money. Many people in the US love fresh home-grown produce, and you could leverage that to start a flourishing Easy business to start from home now.
The amount you make from this cannot be estimated but you can use this to get out of a I need money now situation.
10. Tutor Someone
Tutoring someone online is another way to get some quick resources. You can maximize your expertise in any language, subject, or field by tutoring people who need to learn from what you have to offer.
It’s flexible and reliable, and with platforms like Chegg and TutorMe, you can choose the rates and hours that suit you.
11. Borrow from Family and friends.
This is probably the safest and fastest way to get out of an “I need money now” situation. It is a very reliable option as you may not need to pay any interest and the repayment plan can be very flexible.
The downside though, is that if you can’t repay the money in time, you can strain the relationship you have with your friends or family.
12. Sell items you no longer need.
Sometimes, you have a ton of stuff you don’t need, so selling some of these items is a good way to make some quick cash. Clothes, gadgets, and kids’ toys are some of the things you can sell to make quick finances.
This is more impressive as it doesn’t affect your credit score, and you can get buyers easily online with minimum fuss.
13. Put it on my credit card.
Well, this is one of the most popular and as such it needs little to no introduction.
As long as you can repay your credit card loan in good time, you have little to worry about. It is a quick fix to get money now. But don’t make it a habit as it can affect your credit score in the long run.
14. Sell your skills on freelance websites.
If you think you need finances now? Here is another option to leverage, freelancing. On platforms like Fiver and Upwork, you can use skills like Writing, graphics design, voiceover, programming, and app development to make money.
The best part is that you set your rate and work from the comfort of your home while making the urgent money you need now.
15. Participate in paid focus groups.
How about you make some money by sharing your opinion? Like surveys, you can make some fast cash by participating in paid focus groups. Companies pay people to gather information and feedback about their services, products, or new ideas they have.
Unlike a survey though, participating in a paid focus group is a bit tricky, considering you must go through a qualification process, and your demographics and your interests must favor the company. But it’s a good option to make some fast cash.
More related questions
Can you get money you don’t have to pay back?
Yes, you can. However, it’s a bit difficult. The US government awards billions of dollars annually in Federal assistance agreements, and individuals also benefit from this.
Can you get money today for free?
Yes, you can. There are many options available to you. You can leverage platforms like MetroOpinion that pay you for answering questions. You can also get paid for taking surveys online.
Are there free money helpers?
Yes, there are. Government agencies, NGOs, and some individuals help offer free money help. You can also contact 211 in the US to request free money help if you have a genuine cause to plead.
Conclusion
There is no shame in finding yourself in a situation where you require finances, we’ve all been there at one point or another. If you do your due diligence on this post, you will get one option that works for you.
It is important to know that being in a situation where you need money urgently is nothing to be embarrassed about. If you need money, you can always get out of the situation.
